Build a Lasting Future in Japan
From opening your first bank account to purchasing property and planning retirement — we support every stage of your financial life in Japan.
A Decade of Progress in Japan
We've helped hundreds of expats follow this roadmap to financial security and long-term stability in Japan.
Arrive & Settle
Secure housing, mobile SIM, and basic financial accounts. Start building your credit history in Japan.
Language & Career
Improve Japanese to N3+, secure stable employment or further education. Enroll in shakai hoken.
Permanent Residency Path
Work toward PR qualification. Maintain stable income, tax records, and good visa renewal history.
Financial Foundation
Open investments, join a corporate pension plan (iDeCo), and consider property purchase strategy.
What We Help You With
Bank Account Setup
Assistance opening accounts at Japan Post Bank, Shinkin banks, and major city banks even as a new resident.
iDeCo Pension Planning
Japan's individual pension plan with significant tax advantages. We explain eligibility and help you enroll.
Real Estate Investment
Guidance on purchasing property in Japan as a foreign national — financing, location analysis, and legal process.
NISA Investment Account
Japan's tax-free investment account (up to ¥3.6M/yr). We connect you with registered financial advisors.
Remittance Planning
Best practices for sending money home efficiently — FX strategy, tax implications, and compliance.
Tax Filing Support
Annual tax return (確定申告) support, especially important for freelancers, property owners, and investors.
Investment Growth Calculator
Estimate how your savings can grow over time with compound interest.
Projected Value
* This is an estimate only. Past performance does not guarantee future results. Consult a licensed financial advisor before investing.
Speak to a Financial AdvisoriDeCo & NISA: Tax-Advantaged Investing
iDeCo
Individual Defined Contribution Pension. Contributions are fully tax-deductible. Ideal for long-term retirement savings with significant annual tax savings.
- ✓Tax-deductible contributions
- ✓Tax-free growth
- ✓Available to employed & self-employed
- ✓Withdrawable from age 60
新NISA
New NISA (from 2024) — tax-free investment account with lifetime allowance of ¥18M. Invest in Japanese and global index funds with no capital gains tax.
- ✓¥1.2M/yr growth investment + ¥600K tsumitate
- ✓Tax-free dividends & capital gains
- ✓Withdraw anytime (no lock-in)
- ✓Available to Japan residents age 18+
Start Planning Your Future Today
Our advisors will create a personalized long-term plan based on your income, goals, and timeline in Japan.
Book Life Planning Session